Legal Document

PRIVACY POLICY

How we collect, use, protect, and handle your personal information when you use our platform.

Effective: January 1, 2024
Last Updated: January 1, 2025
Jurisdiction: India

Your privacy matters to us. MUSKFUND is committed to protecting your personal information. We collect only what is necessary to provide our portfolio management service and never sell or share your data with third parties for marketing purposes.

Table of Contents
1. INFORMATION WE COLLECT

We collect information you provide directly to us when you become an investor, as well as information generated through your use of our platform.

Data Type Examples Purpose
Identity Information Full name, investor ID Account identification and dashboard personalization
Contact Information Email address, phone number Account access, communications, and support
Financial Information Investment amounts, transaction history, portfolio values Portfolio management and performance reporting
Account Credentials Email and encrypted password hash Secure platform access via Supabase authentication
Usage Data Login timestamps, page access Security monitoring and platform improvement
Communications WhatsApp messages, emails Customer support and investor relations

We do not collect sensitive personal information such as Aadhaar numbers, PAN card details, bank account numbers, or biometric data through this platform.

2. HOW WE USE YOUR INFORMATION

We use the information we collect for the following purposes:

We will not use your personal information for purposes other than those described above without your prior consent.

3. DATA STORAGE AND SECURITY

Your data is stored securely using Supabase, a PostgreSQL-based cloud database platform. All data is encrypted in transit using TLS/SSL protocols. Passwords are never stored in plain text and are managed through Supabase's authentication system using industry-standard hashing.

We implement Row Level Security (RLS) policies on our database, ensuring that each investor can only access their own data. Administrative access is restricted to authorized personnel only and all admin actions are logged in our audit system.

While we take commercially reasonable steps to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security but are committed to protecting your data using best practices.

4. INFORMATION SHARING

We do not sell, trade, rent, or transfer your personal information to third parties. Your data is never shared with advertisers, data brokers, or marketing companies.

We may share your information only in the following limited circumstances:

All third-party service providers we use are contractually obligated to handle your data only as instructed by us and in accordance with applicable privacy laws.

5. DATA RETENTION

We retain your personal information for as long as your investor account is active or as needed to provide our services. Specifically:

If you request deletion of your account, we will process your request within 30 days, subject to any legal obligations that require us to retain certain data.

6. YOUR RIGHTS

As an investor on our platform, you have the following rights with respect to your personal data:

To exercise any of these rights, please contact us via WhatsApp or email. We will respond to all requests within 30 days.

7. COOKIES AND TRACKING

Our platform uses minimal cookies and local storage mechanisms solely for the purpose of maintaining your authenticated session. We do not use advertising cookies, tracking pixels, or analytics tools that report to third parties.

The session tokens stored in your browser are used exclusively to keep you logged in to your investor dashboard. These are managed by Supabase's authentication system and expire automatically. You may clear your browser's local storage at any time, which will log you out of the platform.

We do not use Google Analytics, Facebook Pixel, or any other third-party analytics or advertising tracking tools on this platform.

8. CHILDREN'S PRIVACY

Our platform and services are not directed at individuals under the age of 18. We do not knowingly collect personal information from minors. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately and we will take steps to delete such information.

9. CHANGES TO THIS POLICY

We reserve the right to update or modify this Privacy Policy at any time. When we make changes, we will update the "Last Updated" date at the top of this page and notify active investors via the platform's announcement system.

Your continued use of our platform after any changes to this Privacy Policy constitutes your acceptance of the updated policy. We encourage you to review this policy periodically.

10. CONTACT US

If you have any questions, concerns, or requests related to this Privacy Policy or the handling of your personal data, please contact us:

This Privacy Policy is governed by and construed in accordance with the laws of India, including the Information Technology Act, 2000 and applicable rules thereunder.